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. There are risks and you have to have something special. Your success is in your own hands so this is a popular route for people who have developed a skill and want to strike out on their own. 4. Develop property. Buying, the property market. However, in the long term this remains a proven way to . 5. Build a portfolio of stocks and shares. If you can make steady in stocks over a long period, choose wisely and reinvest the dividends then you can build a large store of . Of course stocks can go down as well as up and many small investors lose heart when their portfolio plunges. But over the long-term equities are as good an as property and much more developing and selling property is a well-established way to build a significant capital position. One of the key elements is that by borrowing money you can gain leverage on your Say you borrow $200,000 and put in $50,000 of your own to buy a property for $250,000. Then you develop the property and sell it for $400,000. The property has increased in value by 60% but your $50,000 has now grown fourfold to $200,000. You have to select the right properties in the right areas and develop them wisely. You are at risk from booms and busts in